TWINT

TWINT is the leading mobile payment method in Switzerland, operated as a joint venture by Swiss banks. Unlike card payments, TWINT debits directly from a linked Swiss bank account. No credit card or separate card scheme is involved. Payment works by scanning a QR code, entering a phone number, or tapping inside the app; it covers in-person, online and invoice-triggered payments. For campground operators, TWINT is relevant in two situations. In the online booking flow, guests expect to pay a deposit or the full amount by TWINT at the moment they reserve; requiring a card instead raises drop-off for Swiss customers. At the reception till and camp shop, TWINT is often faster than cash and avoids card-terminal friction. Because TWINT settles bank-to-bank inside Switzerland, it typically carries lower per-transaction costs than international card schemes. That is meaningful when booking revenues are seasonal and margins are tight. TWINT is closely linked to the Swiss QR-bill: the QR-bill is the standardised invoice format; TWINT can settle it instantly by in-app scan. Together they cover the main ways Swiss guests expect to pay during and around a campground stay.